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Credit Card Fraud Department Scam This credit card scam has been around for a while, yet unknowing victims remain viable targets.
The way it works is that the scammer calls you claiming to be from the fraud department of your credit card company.
With these skimmers, credit card data is collected and transferred via Bluetooth to the scammers who can then replicate the cards and go on a shopping spree.
Other traditional, less technological skimming tricks include restaurant waitstaff and retail employees skimming your credit card and then using it to make small purchases that are very often missed by the victim.
But then they told me my account had a 0.00 charge. […] As soon as I read these notes out loud, I witnessed a miraculous change in her ability to waive the fee. Many people don’t know that your credit card offers you excellent consumer protection.The bottom line is that you should always look your bill over carefully each month and report discrepancies immediately to your credit card company.If reported in time, you will never be liable for fraudulent purchases.The unknowing victim, who is frazzled and worried about the arrest warrant, complies and gives the caller the information, becoming subject to identity theft and credit card fraud.2.Scam Phone Call Claiming To Reduce Your Credit Card Debt In this marketing scam, the victim receives a phone call from someone who claims that he is a representative of their credit card company and can get them significantly reduced interest rates and debt payments. By targeting those who are struggling or have bad credit, these con artists can prey upon the most vulnerable.
If you think you are a credit card fraud victim, call your credit card company immediately to have your account suspended and have a new card issued.